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Flex Safety Portfolio

Portfolio Summary

The Flex Safety Portfolio is a hybrid portfolio combining an exchange-traded fund (ETF) and a private pooled commercial mortgage fund managed by Nicola Wealth Management (NWM).

Performance as of June 30, 2020

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This chart illustrates the cumulative performance of $100,000 hypothetically invested in the Flex Safety Portfolio since the inception date of August 19, 2014. All returns are time weighted and net of the funds’ management expense ratio (MER); however, do not display performance net of WealthBar’s management fee. The composition of the portfolio and further disclosure can be found below.

Period Cumulative Returns     Annualized Returns
YTD 0.31%
1 Month 0.60%
3 Month 1.05%
6 Month 0.31%
1 Year 1.86% 1.86%
2 Year 5.23% 2.58%
3 Year 8.50% 2.76%
5 Year  14.55% 2.75%
Since Inception 17.64% 2.82%
Year Returns
2014* 1.11%
2015 2.95%
2016 2.66%
2017 2.99%
2018 3.32%
2019 3.13%

* These returns reflect cumulative (not annualized) performance from inception date to 2014 year-end.

12 Month Yield
2.6%

Portfolio Allocation

Asset Allocation

Your portfolio is invested in the following assets:

Asset Class Breakdown
Mortgages 67%
Money Market 33%
Fund Allocation

Your portfolio is invested in:

Fund Ticker Breakdown
Nicola Primary Mortgage Fund (Factsheet) NWM154 67%
CI First Asset High Interest Savings ETF (Factsheet) CSAV 33%
Portfolio MER
0.57%


Offering Memorandum of Nicola Wealth funds:

NWM Funds- August 31, 2016 Offering Memorandum - FINAL.pdf

This is a hypothetical illustration of our portfolio performance as of the date noted above. The time-weighted performance is displayed in Canadian dollars and assumes daily rebalancing (unless otherwise stated) and the reinvestment of distributions. Flex Safety Portfolio assumes monthly rebalance. It is reflective of the model portfolio's target holdings and weights including portfolio changes. The performance is net of the management expense ratios (MERs); however, does not include WealthBar’s management fee or taxes. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.

The performance provided is for informational purposes only and is not to be considered as investment advice. Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.

Although WealthBar believes the obtained information provided from third-party sources to be reliable, WealthBar does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: info@wealthbar.com.

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