Conservative ETF Portfolio
Portfolio Summary
This portfolio is for those with a low to medium risk tolerance, have a short to intermediate investment horizon and are comfortable with the majority of the portfolio invested in fixed income and equity.
Performance as of May 31, 2020
This chart illustrates the cumulative performance of $100,000 hypothetically invested in the Conservative ETF Portfolio since the inception date of August 19, 2014. All returns are time weighted and net of the funds’ management expense ratio (MER); however, do not display performance net of WealthBar’s management fee. The composition of the portfolio and further disclosure can be found below.
| Period | Cumulative Returns | Annualized Returns |
|---|---|---|
| YTD | -1.65% | |
| 1 Month | 1.63% | |
| 3 Month | -0.37% | |
| 6 Month | -1.16% | |
| 1 Year | 3.47% | 3.47% |
| 2 Year | 6.64% | 3.26% |
| 3 Year | 11.46% | 3.68% |
| 5 Year | 22.17% | 4.08% |
| Since Inception | 26.59% | 4.16% |
| Year | Returns |
|---|---|
| 2014* | 0.80% |
| 2015 | 0.30% |
| 2016 | 7.24% |
| 2017 | 8.86% |
| 2018 | -2.14% |
| 2019 | 11.37% |
*The 2014 returns reflect cumulative (not annualized) performance from inception date to 2014 year-end.
| 12 Month Yield |
|---|
| 2.12% |
Portfolio Allocation
Asset Allocation
Your portfolio is invested in the following assets:
| Asset Class | Breakdown |
|---|---|
| Corporate Bonds | 29.0% |
| Government Bonds |
28.0% |
| US Equities | 16.5% |
| Canadian Equities |
9.0% |
| International Equities |
7.5% |
| High-Yield Bonds | 5.0% |
| Real Estate | 5.0% |
Fund Allocation
Your portfolio is invested in the following ETFs:
| Fund | Ticker | Breakdown |
|---|---|---|
| Vanguard Canadian Short-Term Bond ETF (Factsheet) |
VSB |
40.0% |
| Horizons S&P 500 ETF (Factsheet) | HXS | 16.5% |
| BMO Mid-Term US IG Corp Bond Hdgd to CAD ETF (Factsheet) |
ZMU |
11.0% |
| Horizons S&P/TSX 60 ETF (Factsheet) |
HXT |
9.0% |
| iShares Core MSCI EAFE IMI ETF (Factsheet) |
XEF |
7.5% |
| BMO Mid Corporate Bond ETF (Factsheet) |
ZCM | 6.0% |
| BMO High Yld US Corp Bd Hdgd to CAD ETF (Factsheet) | ZHY | 5.0% |
| Horizons Equal Weight Canada REIT ETF (Factsheet) | HCRE | 5.0% |
| Portfolio MER |
|---|
| 0.19% |
This is a hypothetical illustration of our portfolio performance as of the date noted above. The time-weighted performance is displayed in Canadian dollars and assumes daily rebalancing and the reinvestment of distributions. It is reflective of the model portfolio's target holdings and weights including portfolio changes. The performance is net of the management expense ratios (MERs); however, does not include WealthBar’s management fee or taxes. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
The performance provided is for informational purposes only and is not to be considered as investment advice. Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.
Although WealthBar believes the obtained information provided from third-party sources to be reliable, WealthBar does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: info@wealthbar.com.
