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Conservative ETF Portfolio

Portfolio Summary

This portfolio is for those with a low to medium risk tolerance, have a short to intermediate investment horizon and are comfortable with the majority of the portfolio invested in fixed income and equity.

Hypothetical Performance as of October 31, 2021

Image titleThis chart illustrates the cumulative performance of $100,000 hypothetically invested in the Conservative ETF Portfolio since the inception date of August 19, 2014. All returns are time weighted and net of the funds’ management expense ratio (MER); however, do not display performance net of CI Direct Investing’s management fee. The composition of the portfolio and further disclosure can be found below. 

Period     Cumulative Returns     Annualized Returns
YTD 6.36%
1 Month 0.84%
3 Month 0.38%
6 Month 3.74%
1 Year 12.09% 12.09%
2 Year 15.42% 7.43%
3 Year 22.79% 7.08%
5 Year 37.78% 6.62%
Since Inception 45.82% 5.38%
Year Returns
2014* 0.68%
2015 0.43%
2016 7.08%
2017 8.87%
2018 -1.81%
2019 11.09%
2020
6.47%

*The 2014 returns reflect cumulative (not annualized) performance from inception date to 2014 year-end.

12 Month Yield
1.97%

Portfolio Allocation

Asset Allocation

Your portfolio is invested in the following assets:

Asset Class Breakdown
Corporate Bonds 30.0%
Government Bonds
19.0%
Canadian Equities 16.0%
US Equities
13.0%
International Equities
13.0%
High-Yield Bonds 6.0%
Emerging Markets 3.0%

Fund Allocation

Your portfolio is invested in the following ETFs:

Fund Ticker Breakdown
Vanguard Canadian Short-Term Bond ETF (Factsheet)
VSB
27.0%
Horizons S&P/TSX 60 ETF (Factsheet)
HXT
16.0%
Horizons S&P 500 ETF  (Factsheet) HXS 13.0%
iShares Core MSCI EAFE IMI ETF (Factsheet)
XEF
13.0%
BMO Mid-Term US IG Corp Bond Hdgd to CAD ETF (Factsheet)
ZMU
11.0%
BMO Mid Corporate Bond ETF (Factsheet)
ZCM 11.0%
BMO High Yld US Corp Bd Hdgd to CAD ETF  (Factsheet) ZHY 6.0%
BMO MSCI Emerging Markets ETF (Factsheet ZEM 3.0%
Portfolio MER
0.19%


This is a hypothetical illustration of our portfolio performance as of the date noted above. The time-weighted performance is displayed in Canadian dollars and assumes daily rebalancing and the reinvestment of distributions. It is reflective of the model portfolio's target holdings and weights including portfolio changes. The performance is net of the management expense ratios (MERs); however, does not include CI Direct Investing’s management fee or taxes. Performance is annualized for all periods greater than one year.  This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.

The performance provided is for informational purposes only and is not to be considered as investment advice. Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.

Although CI Direct Investing believes the obtained information provided from third-party sources to be reliable, CI Direct Investing does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: info@cidirectinvesting.com.

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